Home insurance provides security not just in moments of damage or loss, but also to ensure the continuity of your lifestyle and the safety of your loved ones. It’s about safeguarding your home so that your family can continue living comfortably, without the worry of the financial strain from unexpected events.
Mortgage lenders require you to insure your property with buildings insurance.
This cover typically protects your home or investment property, from risks like fire, floods, lightning, storms, ground movement, accidental harm, water leaks, theft, and vandalism.
Advice for home insurance is crucial for ensuring your policy is perfectly tailored to your needs, helping you avoid unnecessary costs while securing adequate coverage.
Expert guidance simplifies the complex terms and conditions of insurance policies, making it easier for you to understand what you’re covered for.
Advisors play a key role in identifying any coverage gaps and recommending enhancements, ensuring your home and possessions are fully protected. They also offer invaluable assistance during the claims process, potentially making a stressful situation smoother and more manageable.
Building insurance provides essential coverage in the event of damage or destruction to the structure of your home caused by incidents like fire, flood, or storm.
With a building’s insurance policy, you can receive financial assistance to repair damages or even rebuild your home entirely. This coverage typically extends to vital components of your property, including the roof, floors, and walls. It also encompasses permanent fixtures and fittings, such as your kitchen and bathroom. Additionally, building insurance can safeguard external structures connected to your home, such as garages, as well as pipes and other essential components.
By having building insurance, you can have peace of mind knowing that you are financially protected in case of unexpected events that could impact the structure of your home. This coverage ensures that you have the necessary support to restore or rebuild your property, allowing you to focus on the well-being and security of your home and loved ones.
The guidance information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances, but will range from £395 – £795, and this will be discussed and agreed with you at the earliest opportunity.
Yatri Mortgages Ltd, trading as Yatri Mortgages, are an Appointed Representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Yatri Mortgages is registered in England and Wales with Company Number 14635004. Registered Office: Focal Point, 27-35 Fleet St, Swindon, SN1 1RQ.
